Businesses with less than 15 employees usually do not have an HR department or someone to help theme with benefits so I step in and work with them. Usually it is the owners of a company that want to retain loyal employees and they want to offer a benefits package. We usually start with the health insurance and maybe a dental plan – there are many other options for small businesses to consider.
– better options as compared to the individual market.
When a business wants to discuss benefits we start with a call to determine – do they have anything in place now and what exactly are they looking for. I ask them to complete a census. I share a blank census with them that has all the necessary sections. We need a minimum of all employees with dates of birth and home zip codes to start the process. I go get quotes that can take a few days then try to complete a spreadsheet for each carrier to compare plans. Once we discuss and determine the carrier of choice we look at the plans -typically there are +40 options so I try to narrow down their ideas and goals to pick a few choices.
biggest extra benefit is me but yes, a benefits package could include:
Confused about your health insurance? Let us clear the path.
